NRI Money Clinic — UK

The NRI Money Clinic, built for NRIs in the UK

Between remittance-basis taxation, UK pensions and Indian retirement accounts, most NRIs in the UK are making decisions with half the picture.

What's different for NRIs in the UK

  • Remittance basis taxation — if you're UK resident but non-domiciled, how and when you bring Indian income into the UK can significantly change what's taxed.
  • UK Inheritance Tax (IHT) — UK domicile status can expose worldwide assets, including Indian property, to UK inheritance tax rules most people don't expect.
  • Pensions & retirement accounts — reconciling a UK pension or SIPP with Indian EPF, PPF and NPS balances, rather than planning each in isolation.
  • India-UK DTAA — claiming relief correctly so the same income isn't taxed in both countries.

Every NRI Money Clinic session still runs through the same three stages — financial diagnosis, prescriptive solutions and, where needed, remedial care — applied specifically to the rules that govern NRIs in the UK.

UK

Ready to start?

See full pricing and request your free initial review on the main NRI Money Clinic page.

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Common Questions

NRI Money Clinic FAQs — UK

I'm non-domiciled in the UK — does that change how my Indian income is taxed?

Often yes, under the remittance basis — but the rules are specific about what counts as a “remittance.” We review your situation before you assume either way.

Will UK inheritance tax apply to property I own in India?

It depends on your domicile status, which is a distinct concept from residence — many NRIs are surprised to learn Indian assets can fall within the UK IHT net.

Should I keep contributing to NPS or PPF while in the UK?

Often yes, but how it interacts with your UK pension planning and eventual UK tax residency matters — we look at both together.

I'm returning to India after years in the UK — what should I plan for first?

Your residency transition timing, any UK pension transfer options, and what happens to UK-taxed investments once you're back in the Indian tax net.

Other Regions

We also work with NRIs in these regions.

US

NRIs in the USA

Country-specific guidance for NRIs based in the USA.

Learn more →
AE

NRIs in the UAE

Country-specific guidance for NRIs based in the UAE.

Learn more →
SG

NRIs in Singapore

Country-specific guidance for NRIs based in Singapore.

Learn more →

Have a question specific to your situation in the UK?