NRI Money Clinic — Australia

The NRI Money Clinic, built for NRIs in Australia

Superannuation, residency tests and property rules all work differently in Australia — and most of them interact with your Indian finances more than you'd expect.

What's different for NRIs in Australia

  • Superannuation vs Indian retirement accounts — Australia's compulsory super system doesn't map onto EPF, PPF or NPS, and needs its own coordination.
  • Australian tax residency tests — Australia uses several distinct residency tests, and getting this wrong changes how your worldwide income, including Indian income, is taxed.
  • Property rules — owning investment property in both Australia and India brings separate rules on negative gearing, capital gains and reporting.
  • India-Australia DTAA — relevant for Indian-sourced income while you're an Australian tax resident.

Every NRI Money Clinic session still runs through the same three stages — financial diagnosis, prescriptive solutions and, where needed, remedial care — applied specifically to the rules that govern NRIs in Australia.

AU

Ready to start?

See full pricing and request your free initial review on the main NRI Money Clinic page.

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Common Questions

NRI Money Clinic FAQs — Australia

Will my Indian rental income be taxed in Australia too?

If you're an Australian tax resident, generally yes, on your worldwide income — though DTAA relief can reduce double taxation. We confirm exactly how this applies to you.

Should I treat my superannuation and my Indian NPS as similar accounts?

They're structured quite differently in terms of access, tax treatment and portability, so we plan for them separately rather than assuming equivalence.

I own property in both Australia and India — does that complicate things?

It adds reporting and timing considerations on both sides, particularly around capital gains — worth reviewing before you buy or sell either property.

What happens to my superannuation if I return to India permanently?

Access rules depend on your visa and residency history — this is worth planning well before your actual move, not after.

Other Regions

We also work with NRIs in these regions.

US

NRIs in the USA

Country-specific guidance for NRIs based in the USA.

Learn more →
UK

NRIs in the UK

Country-specific guidance for NRIs based in the UK.

Learn more →
AE

NRIs in the UAE

Country-specific guidance for NRIs based in the UAE.

Learn more →

Have a question specific to your situation in Australia?