Wealth Creation

Invest in India, from wherever you're standing.

NRE, NRO, PIS, FEMA — the rules around NRI investing are designed to be followed correctly, not guessed at. We build portfolios that are compliant from day one.

Cross-border portfolios, built goal-first

Wealth creation for an NRI usually means choosing between markets, not just between asset classes: Indian equity and debt, real estate back home, and investments in your country of residence, all competing for the same monthly surplus.

We start from your goals — children's education, a second home, retirement corpus — and build a portfolio across geographies with FEMA-compliant routes for every rupee that crosses a border.


What's included

  • Account structuring — setting up or reviewing your NRE, NRO and PIS routes correctly for your investment plans.
  • Goal-based portfolios — mapping mutual funds, direct equity and fixed income to specific goals and timelines.
  • Real estate guidance — evaluating Indian property purchases against your repatriation and tax position.
  • Currency-aware diversification — balancing INR and foreign-currency assets so no single currency move derails a goal.

Who this is for

  • NRIs with surplus income who want a coordinated India and overseas investment plan.
  • Anyone unsure which of their existing accounts (NRE, NRO, resident) they should be investing from.
  • Clients evaluating an Indian property purchase alongside other investment goals.
NMC

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Common Questions

Wealth Creation FAQs

Can I invest in Indian mutual funds as an NRI?

Yes, most AMCs accept NRI investors from the majority of countries, typically through your NRE or NRO account. A small number of AMCs restrict US and Canada-based NRIs due to local reporting requirements — we'll confirm which are open to you.

What is the PIS route and do I need it?

The Portfolio Investment Scheme governs NRI investment in listed Indian shares on a repatriable basis. It's required for direct equity investing from an NRE account, though not for mutual funds.

Is real estate still a good option for NRIs?

It depends heavily on your repatriation needs and holding period — property is illiquid and comes with its own tax and compliance obligations. We evaluate it against your other goals rather than recommending it by default.

How do I bring investment gains back to my country of residence?

Repatriation limits and procedures depend on the account and asset type. We plan for this at the time of investing, not after the fact.

Related

Other services clients pair with this.

01

Retirement Planning

Building a retirement income that holds its value whether you settle in Kochi, Toronto or Dubai.

Learn more →
03

Insurance

Life and health cover that recognises your NRI status instead of working against it.

Learn more →
04

Taxation

Residential status, DTAA relief and clean filing across every country you owe tax in.

Learn more →
05

Estate Planning

Wills, nominations and Power of Attorney that stand up in more than one legal system.

Learn more →

Ready to talk through your situation?