Insurance
Term life, health cover for parents back home, and policies that pay out cleanly regardless of where you're living when a claim is made.
Buying insurance as an NRI raises questions a resident policy simply doesn't: will an Indian insurer cover you at your current address, will a claim be honoured without a resident co-signer, and does your foreign employer cover already overlap with what you're buying at home?
We review your existing cover — employer policies abroad, older Indian policies, family floater plans for parents — before recommending anything new, so you're not paying twice for the same protection.
Book a single session at the NRI Money Clinic instead of a full engagement — ideal if you have one specific decision to make.
Explore the Money Clinic →Common Questions
Most major insurers issue policies to NRIs, though terms vary by country of residence and some require a medical exam conducted locally or during an India visit.
It shouldn't be, provided nominations, addresses and KYC details are current — this is exactly what we check during a policy review.
For parents resident in India, an Indian health policy is almost always more practical for cashless hospital network access — we help you compare specific plans.
Rarely for anything beyond emergency travel cover. We check your existing policy documents before recommending additional cover.
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Learn more →Wills, nominations and Power of Attorney that stand up in more than one legal system.
Learn more →