A proper diagnosis, before any advice.

Understanding what's actually going on

Before we recommend anything, we examine your full cross-border picture: income sources, accounts held in India and abroad, existing investments, insurance, prior advice you've received, and any specific concern that brought you to us.

This isn't a form to fill in. It's a structured conversation and document review designed to surface what's actually driving your situation — which is often different from what it first looks like.

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What the diagnosis covers

• Cross-border account review — NRE, NRO, foreign bank and investment accounts, viewed as one picture rather than in isolation.
• Prior advice audit — checking whether guidance you've already received from banks or agents actually fits your situation.
• Compliance check — a look at FEMA, RBI reporting and residential-status questions that often go unnoticed until they become expensive.
• Root-cause identification — distinguishing the real issue from its symptoms, so the next stage solves the right problem.

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When you need this

• You have accounts, policies or investments in more than one country and no one has ever looked at them together.
• You've received conflicting advice from your bank abroad and your CA or agent in India.
• Something feels off — a filing, a deduction, a policy — but you can't pin down exactly what.